Lincoln Capital Lending A Division of Universal Lending Corporation

Benefits of Owning a Home

For many people, owning a home is the fulfillment of the American dream. One of the attractions of homeownership is that it is seen as a good financial investment. But with the changes in lending practices along with the recent housing crisis, the number of…

Continue reading

Signs You’re Ready to be a Homeowner

Perhaps you’ve been dreaming of a nice house with white picket fences, a big backyard and granite countertops. It’s actually not surprising considering that buying a home has always been part of the American dream. But before you make the leap, you have to understand…

Continue reading

How to Buy a Home that is Guaranteed to Increase in Value

You spent years saving for a down payment. You have worked hard on improving your credit score, and now you are finally ready to buy your dream home. You are on your way to an open house, hoping to find the perfect home that would…

Continue reading

Tips for Saving for Your Down Payment

So you have decided to buy a house. You have attended a few open houses, scouted out the neighborhoods and talked to a few agents. But now, the reality is starting to set in. You need to have a down payment ready before you can…

Continue reading

Tips to Shave Years Off Your Mortgage

For most people, 30 years may seem like an eternity. Unfortunately, that’s the length of the most popular fixed rate mortgage term. Just because you got a 30-year fixed rate mortgage, it doesn’t mean that you have to stay in debt for that long. If…

Continue reading

Is a 15-Year Mortgage Right for YOU?

So, you are ready to buy a house. You have found your dream house, your down payment is ready and you already got a pre-approval. But the problem is, you don’t have an idea what type of loan you want. If the thought of high…

Continue reading

Easy Ways to Trim your Mortgage Costs

Your mortgage payment is probably your largest monthly expenses.  It is a fact of life for most homeowners. Does your mortgage bill feels like it’s crushing you? This guide will help you cut down your mortgage costs, and maybe even pay off your home more…

Continue reading

Documents You Need to Get a Mortgage

It’s no secret that there’s a lot of paperwork involved in buying a house. Nowadays, lenders would require paperwork that documents every facet of your financial life: assets, taxable income, residence history and a lot more. This week, we’ll help you organize your documents so…

Continue reading

Enjoy Your New Home to Its Fullest

Sometimes, it can be easy to mindlessly move through your home and just go through the notions of your daily routine. We understand that moving can be stressful and exhausting, and you still have to unpack the boxes as you arrive but you also have…

Continue reading

What You Need to Qualify for a Mortgage

Everyone knows the rewards and benefits of buying a house. Unfortunately, a lot of doesn’t seem to know what it takes to qualify for a mortgage to buy a house. If you are planning to buy a house in the near future, now is the…

Continue reading